Defined contribution pensions

Defined contribution pensions

The defined contribution section is open to all new employees. If you joined the scheme after April 2006 you are likely to be a member of the defined contribution section.

You and Electricity North West pay contributions into your pension pot (Personal Account) which is invested in an investment fund chosen by you. 

 Your contribution  Company contribution  Deduction for life cover and income protection  Total invested
 3%  6%  1.216%  7.784%
 4%  8%  1.216%  10.784%
 5%  10%  1.216%  13.784%
 6%  12%  1.216%  16.784%
 7%  14%  1.216%  19.784%


The contributions you pay are known but the benefit or pension that you will receive is unknown, until you retire.  

If you want to join the defined contribution section, to change your contribution rate or where your personal account is invested or to start, amend or stop paying AVCs, please complete the relevant form below.

If you want to change who you would like to receive any lump sum benefit payable in the event of your death, please complete the expression of wish form below.  Having a recent expression of wish form on file for you will help the Trustees make the right decision when considering who to pay any lump sum death benefit to.

Pension Administrator

RPMI is our newly appointed administrator for the defined contribution section. They also invest your contributions with the investment manager, BlackRock.

If you have any queries RPMI can be contacted at:

PO Box 331
Brinkburn Road

Tel:       0345 600 2050

Please quote your National Insurance number and date of birth when you contact RPMI.


New RPMI website

You can now manage your personal fund online through the RPMI website. Go to and follow the online instructions. You will need your National Insurance number and also your reference number, which you will find on your welcome letter from RPMI and your annual benefit statement.

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